BEST BACCARAT
ONLINE NZ 2024

Baccarat has been a staple in high-roller rooms for decades, with this popular casino game offering some of the best odds you can get. Better yet, you can still enjoy the same thrills and big wins when playing online! Our team have researched and listed the best New Zealand sites to play at in 2024, especially for you.

Keep reading to find out:

  • Learn the basic rules plus insider tips
  • Live baccarat and its benefits explained
  • Why you should hop on the Baccarat train
Show More

When you visit the best sites for online baccarat, you'll be able to play one of the most popular casino games in the world.

Toplist Title - Number one out of 500 Casinos
1
Jackpot City
(4.4/5)
100% up to
NZ$1600 bonus
Play now
2-7 days
Average payout speed
97.78 %
Payout percentage
650 +
Casino games & pokies
Deposit Options
Jackpot City supports visa-electron as a payment optionJackpot City supports visa as a payment optionJackpot City supports mastercard as a payment optionJackpot City supports echeck as a payment optionJackpot City supports ecopayz as a payment option
2
Ruby Fortune
(4.2/5)
100% up to
NZ$750 bonus
Play now
1-5 days
Average payout speed
96.45 %
Payout percentage
450 +
Casino games & pokies
Deposit Options
Ruby Fortune supports visa as a payment optionRuby Fortune supports mastercard as a payment optionRuby Fortune supports idebit as a payment optionRuby Fortune supports trustly as a payment optionRuby Fortune supports skrill as a payment option
3
Spin Palace
(4/5)
100% up to
NZ$750 bonus
Play now
0-5 days
Average payout speed
95.68 %
Payout percentage
450 +
Casino games & pokies
Deposit Options
Spin Palace supports visa as a payment optionSpin Palace supports mastercard as a payment optionSpin Palace supports skrill as a payment optionSpin Palace supports neteller as a payment optionSpin Palace supports idebit as a payment option

How to Play Baccarat Online

How to Play Baccarat Online

When you play baccarat online, you can either wager on a player win, a banker win or a tie. Cards are worth face value, except 10, Jack, Queen, and King which are all valued at zero, while an Ace is worth one. The dealer deals the cards face up, two each for the player and the banker. Whichever hand is closest to nine, wins. When the cards add up to more than two, you drop the first digit to get the new value. For example, a hand of a six and seven would add up to 13, but when you drop the first digit, the value is three.

If you or the banker get a total of eight or nine, you both stand. If the player's total is five or less, then you get another card. Otherwise, you stand. If you stand with six or seven, the banker hand will draw a third card on a total of five or less. Otherwise, with six or seven points, the banker stands. If you draw a third card, the banker can also use the positional advantage of going last to decide whether to take a third card.

The scores are compared and if the player wins, that bet is paid even money. If the banker wins, that bet is paid 19:20, which is an even money payout minus a 5% commission. Ties pay out 8:1 while pair bets pay 10:1. Banker bets are paid less than player bets because the bankers have more information when drawing a third card.

Even with the commission on payouts, betting on the banker is generally the better wager. The house edge is 1.064% on the banker wagers while the house edge on the player bet is 1.228%. Online baccarat odds are fair, but house edge is slightly better for the banker wager. Become even more of a baccarat expert by checking out our guide…

The Essential 60-Second Baccarat Guide

Want a quick overview of the Baccarat rules, or simply need a refresh? Check out our handy 60-second guide to the popular game below.

The game is played with eight decks of cards.

Cards are pip valued, with ace equal to 1 and 10, Jack, Queen and King all zero.

Nine is the winning hand.

Hands worth more than nine drop the first digit to give the new hand's value.

Never make a tie bet. Despite higher payouts, the odds aren't worthwhile.

The best bet is on the banker, with a slightly better house edge.

Live online baccarat - what’s the deal?

Live online baccarat - what’s the deal?

When you play baccarat online, a random number generator determines which card appears next. The odds are the same as with physical cards, but some players might want an authentic land-based casino experience, which is where live dealer baccarat comes in!

Real dealers run the games filmed at actual baccarat tables using real playing cards.

The video is live-streamed to your device, be it a desktop or mobile.

Chat with the dealer while you play, and other players if you fancy being sociable!

Enjoy the buzzy casino atmosphere in the comfort of your own surroundings.

How is Online Baccarat Different to Live Baccarat?

How is Online Baccarat Different to Live Baccarat?

When you play online baccarat on mobile, you can play wherever and whenever you like. You can also play for real money or for free (to get some much-needed practice in!). In any game of baccarat, you're only playing against the dealer, but if you're sitting with other players, you might get frustrated by questionable gameplay on their part. By playing alone, you can tightly lock etiquette in the cupboard!

Table restrictions are limited and stay the same when you play online. Physical casinos might boost the table minimums during peak hours, or simply force you to wager more for games with good payouts. When you play online, you'll be able to find a game that fits your bankroll and won't change no matter when you choose to play. Whether you want to play for pennies or you're a high roller, you can find the ideal online baccarat game.

Why Online Baccarat Stands the Test of Time

Whether you’re a baccarat veteran or a newcomer, there are many reasons to jump on the web and find a top-rated site to play at! Casino operators online make it easy to jump right into the action and offer all kinds of rewards. You'll be treated like royalty!

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AVAILABILITY

You never need to wait to play at the best sites for online baccarat. There's always a seat at the table, any time of the day or night.
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FREE PLAY

Whether you're just learning how to play baccarat online, or you want to play for fun, free online baccarat is offered at the best casinos online.
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WIN REAL MONEY

Online baccarat for real money can be very lucrative. With a great house edge and the options for some fun tournaments online, you can win real cash.
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BONUSES

Claim the best bonus for baccarat online. Bonus options include welcome bonus offerings, no deposit bonuses and loyalty rewards.
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COMPATIBILITY

Whether you download an online baccarat app or play instantly in your browser, you can use any modern mobile device to play the best baccarat online. Play on the go or at home, making the game even more convenient.
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PRIVACY

Still learning how to play? You can learn the rules and even print out an ideal online baccarat strategy guide to use while playing. No one can see what you're doing, so you can follow the guide and even enjoy a bite to eat while playing!

Conclusion

Baccarat is a hugely popular casino game, on and offline, but our team saw a huge surge in demand for online gameplay so went ahead and tracked down the best sites of 2024. Whether you're planning to play free online baccarat or make the most of real money baccarat online, the top online casinos recommended on this page offer those things and more. Fancy lucrative bonuses and rewards? They’ve got them! Safety and security? Sorted! So, what are you waiting for?

Frequently Asked Questions

  • Yes, playing baccarat online is safe as long as you play at a reputable casino online.
  • Definitely! You can play baccarat online without download in your browser with any modern mobile device, or even download a tailor-made online baccarat app.
  • Yes, all of our recommended online casinos have generous welcome bonuses. However, most welcome bonuses have different payouts for table games.
  • Sure! There are plenty of free online baccarat options to choose from online.
  • A good online baccarat casino is licensed and secure, has stable software that works on many devices, fast deposits and withdrawals with top banking methods and a friendly, efficient customer support team.