Best Live Baccarat Online

Baccarat has been a key game in high-roller rooms for decades, with this popular casino game offering some excellent odds, but thanks to live dealer baccarat, casino players can enjoy all the excitement and big wins regardless of their bankroll. Start playing James Bond's favourite game when you visit a recommended live dealer casino online today.

Find out how to play live baccarat as well as:

  • What makes live baccarat such a popular game
  • Tips and tricks to improve your winning chances
  • How to find the best online live dealer casino
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Live dealer games are very popular in New Zealand in 2024, especially as punters realize that they run just as well on computers and mobile devices.

Toplist Title - Number one out of 500 Casinos
1
Jackpot City
(4.4/5)
100% up to
NZ$1600 bonus
Play now
2-7 days
Average payout speed
97.78 %
Payout percentage
650 +
Casino games & pokies
Deposit Options
Jackpot City supports visa-electron as a payment optionJackpot City supports visa as a payment optionJackpot City supports mastercard as a payment optionJackpot City supports echeck as a payment optionJackpot City supports ecopayz as a payment option
2
Ruby Fortune
(4.2/5)
100% up to
NZ$750 bonus
Play now
1-5 days
Average payout speed
96.45 %
Payout percentage
450 +
Casino games & pokies
Deposit Options
Ruby Fortune supports visa as a payment optionRuby Fortune supports mastercard as a payment optionRuby Fortune supports idebit as a payment optionRuby Fortune supports trustly as a payment optionRuby Fortune supports skrill as a payment option
3
Spin Palace
(4/5)
100% up to
NZ$750 bonus
Play now
0-5 days
Average payout speed
95.68 %
Payout percentage
450 +
Casino games & pokies
Deposit Options
Spin Palace supports visa as a payment optionSpin Palace supports mastercard as a payment optionSpin Palace supports skrill as a payment optionSpin Palace supports neteller as a payment optionSpin Palace supports idebit as a payment option

What is Live Baccarat?

Live casino baccarat is live-streamed from a professional studio or casino floor, where a live dealer runs the game using physical playing cards.

When you play live baccarat online, you'll enjoy the most popular form of the game, Punto Banco. The game is played with eight standard decks of playing cards. You can either wager on a player win, a banker win, or a tie. Cards are worth pip value, except 10, jack, queen and king, which are all valued at zero, while an ace is worth one.

The game goes as follows:

What is Live Baccarat?
  1. The live dealer deals out cards face up, two each for the player and the banker.
  2. Whichever hand is closest to 9, wins.
  3. Hands worth more than 10 drop the first digit to get the new value, so a 6 and 7 become 13 which is then 3.
  4. If you or the banker get 8 or 9, you both stand. If your hand is 5 or less, you get another card, otherwise, you stand.
  5. If you stand with 6 or 7, the banker will stand. If you draw a third card, the banker can also decide whether to take a third card.
  6. If the player wins, that bet is paid even money. If the banker wins, that bet is paid 19:20, which is even money payout minus a 5% commission.
What is Live Baccarat?

Even with the commission on payouts, betting on the banker's hand in live baccarat is usually the better real money wager. The house edge is 1.064% on the banker wagers while the house edge on the player bet is 1.228%. The live dealer baccarat odds are pretty good either way, but there is a slight advantage to betting on the banker.

Live Baccarat vs Standard Baccarat

The odds are the same whether you play standard baccarat or live dealer. Casino operators offer both because they will appeal to different kinds of gamblers. So, here are some of the key differences to keep in mind.

1. RNG vs Cards: Even though the odds are the same, the look and feel of standard vs live dealer baccarat are very different. The graphics and animations of a standard game add a stunning exterior to what the random number generator is determining for the next card, but it's still essentially a real money video game. Live dealer baccarat uses actual playing cards, with all the visuals and experiences you enjoy.

2. Own Time vs Live Dealer: When you play standard baccarat online, you can make the game move as quickly or slowly as you like. Hands are dealt when you tap or click the button, which means that you control the game's pacing. Live dealers run the games according to their own timings, typically based on training from the casino. This might mean that you find the game moves quickly or slowly.

3. Single Player vs Multiplayer: Playing standard baccarat online is a single player experience. Multiplayer games add extra fun and excitement, but can also change the vibe of a table depending on who you're playing with.

4. Table Limits and Free Play: Standard baccarat has almost no overhead for the casino online, so you can find more free online baccarat at top casinos online. There are almost no live baccarat free play options because of how expensive it can be to run these games. Even the table limits are typically higher with live baccarat online than standard baccarat.

How to Win at Live Baccarat Online

Baccarat is primarily a game of chance. Everything is pretty much determined by which cards appear, but you can still improve your strategy by following some of these tips.

How to Win at Live Baccarat Online
  1. Never make a tie bet. Despite higher payouts, the odds simply aren't worthwhile.
  2. The best bet is on the banker, with a slightly better house edge.
  3. Manage your bankroll and don't chase your losses as this can lead to poor decisions.
  4. Because so much of the game is predetermined, live baccarat is often referred to a fancier way to bet on the flip of a coin.
  5. Relax and have fun! Enjoy the exciting gameplay.

How We Rate & Review Top NZ Casinos Online

All our casino reviews are detailed and unbiased, letting you know what to expect before you visit the live dealer casino online. Our team of live baccarat experts rate and rank each site so that you can easily see which casino will be right for you.

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Licensing and Security

Always the first thing we look for, all sites must be fully licensed and certified. They also need to use the latest SSL encryption technology to keep your data safe.
Games  image
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Games

The core of any casino, the game library should be large with plenty of variety, including a wide range of live dealer casino games.
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3

Software

Whether using apps or instant play in your browser, online casinos need to give players platforms that are stable and work well on computers, smartphones and tablets.
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Banking Methods

Using well-known banking methods, live casinos must offer instant deposits and fast payout options.
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Customer Support

Vital for any casino online, visitors should get quick and reliable customer service to resolve any queries or concerns.
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Conclusion

Live baccarat online combines an authentic casino experience with all the convenience of playing online. The great house edge means that you can win some real money playing at an online casino. Live dealer games are very popular in New Zealand in 2024, especially as punters realize that they run well on computers and mobile devices. Play live baccarat online today at one of our recommended sites and join other gamblers winning real money.

Frequently Asked Questions

  • As the name implies, live baccarat is played with a real live dealer and physical cards. The game is live-streamed to your device.
  • Yes, it’s totally safe to play live baccarat online at a reputable live dealer casino.
  • Of course! You can get a welcome bonus as well as loyalty rewards when playing at live baccarat casino sites.
  • Depending on which bet you make, the live baccarat odds are 1.064% house edge on the banker wagers while the house edge on the player bet is 1.228%.
  • Of course! You can download a live baccarat app or play instantly in your browser on any modern mobile device. If your smartphone or tablet can stream Netflix or YouTube, you can enjoy live dealer baccarat online.