Top Credit Card Casinos In 2024

When you visit the best online casino, you'll want a fast and straightforward payment method so you can get your money-spinning gameplay started - that’s where credit cards come in. Not only are they convenient, but they also offer an extra security and lucrative rewards.

Some of the strengths and weaknesses of credit cards include:

  • Super-fast transactions and incredibly convenient
  • Can earn extra rewards like cashback or air miles
  • May incur cash advance fees with high-interest rates
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If you have a credit card that gives you extra rewards, like air miles, cashback or other extras, you can get even more bonuses just by using your card at an online casino.

Toplist Title - Number one out of 500 Casinos
1
Jackpot City
(4.4/5)
100% up to
NZ$1600 bonus
Play now
2-7 days
Average payout speed
97.78 %
Payout percentage
650 +
Casino games & pokies
Deposit Options
Jackpot City supports visa-electron as a payment optionJackpot City supports visa as a payment optionJackpot City supports mastercard as a payment optionJackpot City supports echeck as a payment optionJackpot City supports ecopayz as a payment option
2
Ruby Fortune
(4.2/5)
100% up to
NZ$750 bonus
Play now
1-5 days
Average payout speed
96.45 %
Payout percentage
450 +
Casino games & pokies
Deposit Options
Ruby Fortune supports visa as a payment optionRuby Fortune supports mastercard as a payment optionRuby Fortune supports idebit as a payment optionRuby Fortune supports trustly as a payment optionRuby Fortune supports skrill as a payment option
3
Spin Palace
(4/5)
100% up to
NZ$750 bonus
Play now
0-5 days
Average payout speed
95.68 %
Payout percentage
450 +
Casino games & pokies
Deposit Options
Spin Palace supports visa as a payment optionSpin Palace supports mastercard as a payment optionSpin Palace supports skrill as a payment optionSpin Palace supports neteller as a payment optionSpin Palace supports idebit as a payment option

Credit Cards 101

Credit Cards 101

It's clear just how powerful credit cards are when you visit any casino online as nearly all of them will accept some form. One of the many benefits of using a credit card is that you already have the account, so you don't need to take any extra steps to get started. Plus, if you have a credit card that gives you extra rewards, like air miles, cashback or other extras, you can get even more bonuses just by using your card at an online casino.

It's important to check how your casino deposit is charged to your card. There aren't any fees for depositing funds at an online casino, but you may find that your card charges it as a cash advance rather than a purchase. As a result, you may be charged a higher interest rate by your credit card provider, and it could impact your credit rating.

How to make a credit card deposit

  • Click/tap the cashier button to deposit real money
  • Under deposit methods, select credit card
  • Check for the padlock icon in the URL bar or app
  • Input your card details
  • Select the amount you want to deposit
  • Confirm the deposit
  • Start playing your favourite real money casino games

Comparing Credit Cards to eWallets

When it comes to online banking at a casino online, two of the most common deposit methods are credit cards and eWallets. So, what are some key differences?

Comparing Credit Cards to eWallets
  • Convenience: While most people have credit cards for general use, not everyone has an eWallet. If you already have a PayPal or Neteller account, then using it is just as convenient as a credit card, but if you don't, it's an extra thing to sign up for.
  • Speed: Both credit cards and eWallets offer instant deposits at the best online casinos, so you'll enjoy top speeds with both deposit methods.
  • Security: Credit cards have extra security and fraud protection, while eWallets never give your personal banking details to the casino. As a result, both offer extra layers of security and protection.
  • Deposits and Withdrawals: You can enjoy instant deposits with both online banking methods. With an eWallet, you can also get instant withdrawals. Some credit cards allow you to withdraw to them, giving you fast withdrawals, but this might not be available with all credit card options.
Tips for protecting your personal data online

Tips for protecting your personal data online

To keep your personal and financial data safe, remember these top tips:

  • Casino Security: Our recommended casinos SSL encryption to keep your details safe. You can quickly tell if a site is secure by looking for the padlock in the URL bar.
  • Check Statement and Activate Texts: Check card statements for fraudulent activity. Any fraudulent charges can be refunded, so set up a text alert to check regularly.
  • Card Pin: Most card issuers will let you add two-step authentication to your card, giving you a PIN to use for online transactions, an additional layer of security.

Cashing Out

When you choose a credit card as your withdrawal method, it's usually already linked to your account from making your deposit. As a result, there are fewer verification steps required by the casino, meaning faster withdrawals!

It's important to note that not all credit cards allow casinos to pay out to the card. Some card companies might only allow it up to a certain limit, while others might not allow it at all. When in doubt, contact the company to find out.

If you are able to cash out directly to your credit card, the casino usually processes this within 24 hours. Times may vary, but the funds typically reflect on your card 2-5 days later.

How We Rate Top Credit Card Casinos

All of our online casino reviews are in-depth and independent, helping you know what you can expect before you visit the casino online. Our team of experts rate and rank each credit card casino so that you can quickly and easily find the one that's right for your unique gambling tastes or interests. To do this, each review is based on a variety of elements, including:

Licensing and Security: image
1

Licensing and Security:

Each site must be licensed with a trusted regulatory body and use the latest SSL encryption to keep your personal and financial data safe.
Games Selection: image
2

Games Selection:

Naturally, the games library must be big and varied enough to suit all tastes, stocking everything from table games, pokies, and live dealer games.
Software: image
3

Software:

Whether the casino uses apps or instant play in your browser, it needs to offer stable platforms which work well on computers, tablets and smartphones.
Banking Methods: image
4

Banking Methods:

Using secure, well-known banking methods like a credit card line, online casinos need to give players instant deposit and withdrawal options.
Customer Support: image
5

Customer Support:

A friendly and efficient customer service team should be available across a variety of platforms to answer questions and resolve issues.

Conclusion

If you have a credit card in your wallet, you already have everything you need to start playing real money casino games online. You'll get instant deposits and fast withdrawals with a credit card. Plus, every online casino accepts credit cards as a banking method so you can use your credit card at a recommended casino online today and see if your luck is in!

Frequently Asked Questions

  • Yes. Online casinos accepting credit cards are the norm in New Zealand.
  • For sure. A reputable casino online has security measures in place to keep your data safe during transfers and storage.
  • This will vary from one casino to the next. While major credit cards are accepted at most online casinos, you might have that certain cards can only be used for deposit methods.
  • Assuming your credit card works for cash outs, you can get fast withdrawals taking 2-3 days.
  • Not only will you enjoy fast deposits with a banking method accepted at every online casino, but you can also earn the extra rewards from your credit card issuer. Whether this is air miles, cashback or other extras, they can add even more rewards to your online casino account.